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145 Spencer Street, Gilboa, NY 12076

$458,000
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  • 145 Spencer Street, Gilboa, NY 12076 Main Photo

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Active Price Reduced by $40,000 on April 3rd, 2026
BEDS4 BATHS1 full 1 partial SQUARE FEET2,400 MLS#20255999
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLGilbertsville Mount Upton Central School
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Property Description

Escape to the tranquility of Gilboa with this immaculate, move-in-ready ranch home set on a generous 2.67 private acres. Whether youre searching for an ideal starter home, a relaxing second home away from the city, or a highly marketable Airbnb investment property, this residence checks every box.

145 Spencer Street | MLS# 20255999

This single family home located at 145 Spencer Street, Gilboa, NY 12076 is currently listed for sale with an asking price of $458,000. This property has 4 bedrooms and 1 full and 1 partial baths with 2400 sq. ft. Spencer Street is located within the Gilbertsville Mount Upton Central School school district. Search Gilboa real estate on brenda-wilson.coldwellbankerchoice.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Fireplaces: 1
Fuel Type: Electric
Heating: Electric
Home Style: Ranch
Lot Size: 2.67 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $1,614

Amenities

Fire Pit

Feature Descriptions

Appliances: Washer/Dryer, Refrigerator, Range
Days on Site: 121
Exterior: Frame
Fireplace: Living Room
Laundry: In Basement
Parcel #: 193.3-3-3
Patio/Porch: Deck
Road Frontage: County Road
Road Surface: Paved
Sewer: Septic Tank
SQFT Total: 2400
Utilities: Cable Available
Water: Well

Local Schools

School District: Gilbertsville Mount Upton Central School

Listed By / Shown By

Listing By

Agency Name: Premier Realty Services, Inc.

Shown By

Agent Name: Brenda Wilson
Agent Phone:
Agency Title: Coldwell Banker Choice Properties

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Estimated Payment

$ 1,287.39 per month $1,019.31 Principal & Interest $134.50 Property Tax $133.58 Homeowner's Insurance

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Brenda Wilson
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Broker Headquarters, 621 Columbia St. Suite 800, Cohoes, NY 12047 Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/09/2026. The listing information on this page last changed on 04/09/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Thu 04/09/2026 8:33:43 AM EST) or GSMLS (last updated Thu 04/09/2026 8:10:48 AM EST) or SMART MLS (last updated Thu 04/09/2026 8:28:19 AM EST) or New York State Alliance MLS (last updated Thu 04/09/2026 8:06:34 AM EST) or Hudson Valley Catskill Region MLS (last updated Thu 04/09/2026 8:31:15 AM EST) or My State MLS (last updated Thu 04/09/2026 8:12:33 AM EST) or Berkshire MLS (last updated Thu 04/09/2026 8:12:44 AM EST) or OneKey MLS (last updated Thu 04/09/2026 8:29:19 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Choice Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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