Brenda Wilson
REALTOR®
Administration Office
(833) 88C-HOIC ext. E24642

187 Lake Road, Berne, NY 12023

$489,000
  • 187 Lake Road, Berne, NY 12023 Main Photo

79 Total Photos [Click to View All]

Pending
BEDS4 BATHS2 full 1 partial SQUARE FEET2,584 MLS#20262184
STATUSPending PROPERTY TYPEResidential - Single Family SCHOOLBerne-Knox-Westerlo Central School Distr

Property Description

Welcome to 187 Lake Rd--an exceptional lake-access home completely furnished offering the perfect blend of year-round living, vacation home retreat, and Airbnb investment opportunity near beautiful Lake Onderdonk. Situated on 3.4 private acres, this property provides a rare combination of privacy, land, and water proximity, located directly across the street from the lake with convenient public lake access nearby. Tucked away in a serene, wooded setting, this move-in ready home delivers both comfort and character. The interior features a dramatic vaulted ceiling living room filled with natural light, creating an open-concept feel ideal for entertaining. A stunning loft overlooking the main living space, accessed by a striking three-story spiral staircase, adds unique architectural appeal and flexible living space--perfect for a home office, guest area, or creative studio. Additional highlights include a full basement for storage, plus two separate heating systems, offering energy efficiency and functionality for all seasons. A major value-add is the large detached garage with upgrades, featuring a second-floor apartment space with income potential. Ideal for an in-law suite, guest house, short-term rental (Airbnb), or long-term rental income, this versatile structure significantly enhances the propertys investment potential. In excellent condition, this property checks all the boxes for buyers seeking a private lake-area home, multi-use property, or income-producing real estate. Dont miss this unique opportunity to own a versatile property near Lake Onderdonk with endless possibilities.

187 Lake Road | MLS# 20262184

This single family home located at 187 Lake Road, Berne, NY 12023 is currently listed for sale with an asking price of $489,000. This property was built in 1978 and has 4 bedrooms and 2 full and 1 partial baths with 2584 sq. ft. Lake Road is located within the Berne-Knox-Westerlo Central School Distr school district. Search Berne real estate on brenda-wilson.coldwellbankerchoice.com today.

Property Features

Property Type: Residential - Single Family
Basement: Yes
Cooling: None
Fireplaces: 2
Fuel Type: Propane
Garage: 2
Heating: Pellet Stove, Propane, Zoned
Home Style: Contemporary
Lot Size: 3.40 Acres
Roof Type: Asphalt, Metal, Shingle
Stories: 2.0
Taxes: $4,426
Year Built: 1978

Amenities

Cathedral Ceiling(s)
Outdoor Shower

Feature Descriptions

Appliances: Washer/Dryer, Refrigerator, Range, Oven, Dishwasher
Association Fee: 85/Annually
Association Fee Includes: Other
Community Features: None
Days on Site: 19
Exterior: Wood Siding
Fireplace: Living Room, Wood Burning Stove
Flooring: Carpet, Vinyl, Wood
HOA Y/N: Yes
Laundry: In Basement
Lot: Landscaped, Level, Many Trees, Private, Sloped, Views
Parcel #: 422201 38.28-2-65
Patio/Porch: Deck, Front Porch
Road Frontage: Town
Road Surface: Paved
Sewer: Septic Tank
SQFT Total: 2584
Utilities: Propane
Water: Well

Local Schools

School District: Berne-Knox-Westerlo Central School Distr

Listed By / Shown By

Listing By

Agency Name: Howard Hanna Capital, Inc.

Shown By

Agent Name: Brenda Wilson
Agent Phone:
Agency Title: Coldwell Banker Choice Properties

IDX logo

Estimate Your Payment

Estimated Payment

$ 1,599.76 per month $1,088.30 Principal & Interest $368.83 Property Tax $142.63 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Broker Headquarters, 621 Columbia St. Suite 800, Cohoes, NY 12047 Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 05/27/2026. The listing information on this page last changed on 05/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of SMART MLS (last updated Tue 05/26/2026 10:58:19 PM EST) or New York State Alliance MLS (last updated Tue 05/26/2026 11:58:53 PM EST) or Hudson Valley Catskill Region MLS (last updated Tue 05/26/2026 11:51:13 PM EST) or My State MLS (last updated Tue 05/26/2026 11:30:09 PM EST) or Berkshire MLS (last updated Tue 05/26/2026 8:13:40 PM EST) or OneKey MLS (last updated Tue 05/26/2026 11:53:18 PM EST) or (last updated Wed 05/27/2026 12:00:17 AM EST). Real estate listings held by brokerage firms other than Coldwell Banker Choice Properties may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
Privacy Policy / DMCA Notice / ADA Accessibility

Login to My Homefinder

Pixel